BENEFITS

Your Gateway to EU Residency & Luxury Seafront Living

Legal & Regulatory Factors: Full property ownership rights for foreigners. Malta Permanent Residency Program (MPRP) through real estate investment (€300K+). Well-established legal framework for property transactions.

Financial Considerations: Moderate capital appreciation (~3-5%). No annual property tax, but there is a stamp duty (5%). Relatively high transaction costs.

Location & Infrastructure: EU member, English-speaking, and politically stable. Well-connected to Europe, but limited land for new developments.

Property-Specific Factors: Strong rental demand in cities like Valletta and Sliema (5-6% rental yield). Luxury seafront properties hold long-term value.

Cultural & Social Aspects: Mediterranean lifestyle, low crime rates, and a growing expat community.

Briefly, Malta is perfect for EU residency seekers and stable long-term investments, but lower short-term yields. Although, it holds a stable property market, high-quality lifestyle, and EU residency benefits through investment.



PROPERTIES

See the collection of our appartments

Financial Considerations

Stamp Duty: A tax of 5% of the property’s purchase price is levied. An initial payment of 1% is made upon signing the Konvenju, with the remaining 4% due at the final deed. Notary Fees: Typically range from 1% to 3% of the property’s value. Additional Costs: Include €600 for searches and registration fees, and €233 for the AIP permit if applicable. Architect Fees: Engaging an architect to inspect the property and provide necessary documentation may cost between €200 and €500.

Market Insights

Malta’s real estate market has demonstrated resilience and growth. For instance, seven years ago, a 100 m² apartment was valued at €241,000; today, similar properties are priced around €370,000, indicating a steady appreciation in property values.

Potential Risks

Market Fluctuations: Economic conditions can influence property values and rental yields.​

Legal Compliance: Adhering to local laws and regulations is essential to avoid legal complications.​

Due Diligence: Thoroughly vetting properties ensures clear titles and compliance with zoning laws.

Insights

Investing in Maltese property can be rewarding, offering both financial returns and lifestyle benefits. However, it’s imperative to understand the legal requirements, financial commitments, and market dynamics. Engaging experienced local professionals and conducting comprehensive due diligence will enhance the success of your investment in Malta’s real estate market.

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